AnalogMan

Not OP but this is what I did to get the ball rolling:

I contacted my bank and signed up for a $300 secured credit card. That's where you give them $300 and it becomes your credit line. Should you fail to pay it, they use that money to pay it. I used that for a few months.

After that I started getting credit offers in the mail. I signed up for one and got a $500 credit limit. At the time my secured card was maxed out and you have to pay it off to close the account. So I used my new $500 card to pay my $300 secured card off, close the account, get my deposited $300 back and paid off the charge to the new card. And that's how I got my first credit card.

This will never get answered 😭

Do they give better rates or have a more forgiving stance on existing credit when applied as a business? Higher credit lines? What's the benefit of getting business cards?

Can airline miles be used to bring a friend? Or can they only be redeemed for yourself?

When you came to the states, which cards did you start with to build credit?