Cyberinsurance

Hi Rich- how often have you seen carriers enforcing the war exclusion?

Not OP but the hardest part of claims settlement is quantifying business interruption loss (loss of profits and extra expenses). Payment on ransomware loss, notification loss is pretty standard and not controversial. So other issues may arise if insureds look to use their own vendors when insurers may require the use of their own vendors. Long story short, if you want to use your vendors, schedule them at the time of binding (also get a broker who knows cyber and tech e&o)