cha0sman

Did you expect that LSL kickstarter would be a success, seeing that it has been so many years since it has been released?

Hi Al! Thanks for doing this AMA! Major fan of your work especially FPFP(I know its not as celebrated as LSL). I have been wondering for years on end, what was AGI, SCI(and its later versions) development like? Did you have to program new functionality into the scripting language to get a good final result?

I purchase judgments and enforce them on my own behalf. 99% of the judgments are for debts that are not under the scope of what is defined a debt under the FDCPA.
Now I am not asking for legal advice, just wondering what the opinion of the 'opposing side' is on this.

Say I am the assignee of record on a judgment whose cause of action falls under the FDCPA. I make no contact with the judgment debtor, other than service of process for a bank levy and the motion for a turn over order and the order to turn over.

Seeing that I did not communicate with the judgment debtor other than service of process, are you in the opinion that am I required to send out the initial communication letter?

(In reality though, I always send out the initial letter even if the original cause of action isn't defined as a debt under FDCPA. Along with the validation material last known address of the original judgment creditor, a copy of the judgment, and a copy of the acknowledgment of assignment. I feel like it saves everyone's time and prevents some headaches.)