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kirblar242 karma

Yeah these coupons are a bizarre artifact of the US drug copay system. They're there to minimize impact on end users and allow people access to lifesaving drugs while trying to maximize profits on the insurers back end.

Pretty much any new patented premium RX has one of these copay cards, and you should definitely call their team directly for help first thing in the morning. (And same for anyone who finds themselves needing a brand new patented expensive medicine)

kirblar13 karma

The coupon is applied to the copay price you pay out of pocket for the drug. And the pre-coupon copay price applies to your deductible/max oop because that's handled between the pharmacy and the manufacturer.

So if that's a normal capped copay of $10 or $50, it's a small little bonus towards your deductible/max oop for the year. If your insurance is basically footing you with the bill for the drug, suddenly you'l get credited for that massive copay amount.

Back when PreP/anti-HIV drugs were still mostly under patent, this ended up being a weird accidental incentive for patients to seek out proactive care because of the way the finances are structured.

kirblar5 karma

The Hospital episode and chase sequence was amazing, and I had the biggest smile on my face as I was watching it. You guys have done an outstanding job this season and I hope you guys are able to continue doing these smaller 24 seasons, because this may actually be the best season your team has put out.

Now for the question - What was the wildest/craziest serious idea that was floated for this season that ended up not making it to the episodes?