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The Public Service Loan Forgiveness program is an option for government loans. If you work min. 30 hours per week for a qualifying (check the website) organization or agency, and you make 10 years of payments, the balance of your loans will be forgiven. The 10 years does not need to be consecutive. https://myfedloan.org/manage-account/loan-forgiveness-discharge-programs/public-service-loan-forgiveness.shtml

Sam, thank you for interviewing R. Eric Thomas. He's fantastic. I learn so much from your podcast and appreciate your willingness to be vulnerable and discuss your life.

Question - when are you getting a second dog?

I've managed a variety of graduate programs for years and what you're describing - "I seriously don't even belong in graduate school and it's a miracle I'm even here" - is extremely common. It's called Impostor Syndrome. Believe me, if a graduate program didn't want you, they wouldn't have admitted you. It wasn't a fluke, you're not a fraud, you deserve to be there.

https://en.wikipedia.org/wiki/Impostor_syndrome

Is the palliative care team mostly locals or from abroad or a mix?